A truck accident can leave you with a wide range of unexpected expenses, such as medical treatments for a serious or catastrophic injury. Under Texas’s insurance law, you may be eligible for financial compensation or damages from the party at fault for causing the collision. Before you accept a settlement from an insurance company, discuss your types of recoverable damages with an attorney to ensure a fair payout. Make sure to contact a San Antonio truck accident lawyer for legal guidance and support with your truck accident claim.
Damage Categories
The two main types of damage categories in a truck accident claim are compensatory and punitive. Compensatory damages are meant to compensate or reimburse an accident victim for his or her losses, while punitive damages aim to punish a defendant for egregious acts of negligence or wrongdoing.
Compensatory damages are much more common. They are divided into economic and noneconomic. Economic damages are the financial losses a victim suffered due to the accident, also known as tangible or special losses. Noneconomic damages are the intangible or general ways in which the accident has impacted the victim’s life, also known as pain and suffering.
Medical Bills
All of your medical expenses can be paid for with a successful truck accident claim. This includes medical care already received and future foreseeable treatments for a severe or permanent injury, such as disability costs and accommodations. Recoverable medical costs can include hospital bills, ambulance fees, surgeries, medications, physical therapy, rehabilitation, medical devices, and a live-in nurse or caretaker.
Lost Wages
Truck accidents often take victims out of work, either temporarily or permanently. If you had to miss work to receive medical treatments for an injury, or if you suffered a severe injury that will permanently diminish how much you can earn, you can recover these losses through a truck accident claim. You may be eligible for lost income and employment benefits as well as lost future capacity to earn due to a permanent disability.
Property Damage
You can receive compensation for the full price of repairs to your damaged vehicle from a liable trucking company. If your vehicle was totaled in the accident, meaning the price of repairs exceeds the total value of the vehicle, you could recover the full pre-crash value of your car from an insurance provider.
Pain and Suffering
In addition to recuperating your monetary losses, you could also receive an amount for the personal losses you suffered because of the truck accident and related injuries. You may be eligible for compensation for your physical pain, emotional distress, mental anguish, inconvenience, loss of enjoyment of life, permanent scarring or disfigurement, loss of consortium, or grief and anguish over losing a loved one.
Maximize Your Recovery By Hiring a Truck Accident Lawyer
These are only a few examples of the many types of damages to which you may be entitled as a truck accident victim in Texas. The most reliable way to secure fair financial compensation is by hiring a personal injury attorney in San Antonio to represent you during the claims process.
Your attorney will carefully analyze your case to identify your compensable losses. Then, your lawyer will advocate for you using proven legal strategies to optimize your payout. An attorney will know how to negotiate with a trucking company’s insurance provider or bring your case to trial, if necessary, for the compensation that you deserve.
For a free truck accident case evaluation in San Antonio, contact Hill Law Firm Accident & Injury Lawyers.